Lifestyle   Money
By Consumer Team | 03 July 2018

Compare Car Insurance Companies: Our Top 5

compare car insurance

Trying to get the best car insurance rates? Comparing car insurance companies? Undoubtedly, the price that insurance companies offer plays a huge role in determining which company you chose. However, other factors must be weighed when deciding which company is the best for your auto insurance.

How do you compare car insurance companies?

Although you may be in search of a cheap car insurance, you should also think about the quality. But this is not something easy to check and it requires years of experience in the industry. Below we have compared car insurance companies including the types of insurances they offer as well as the quality of their customer service.


Progressive one of the largest car insurance providers in the U.S. and widely known through its advertisements. The company offers some of the best discounts among all insurance companies in the United States. Multiple Policies/Vehicles, Safe/Defensive Driver, Military, Good Student are some of the discounts categories that you can benefit from if you buy your car insurance policy through Progressive.

In addition, of the car insurance companies we’ve compared, they have one of the most efficient claim management systems in the car insurance industry. Despite the huge numbers they deal with, most people are served within 24 hours of filing their claim. Their insurance quotes are designed to give you the lowest possible price without compromising on quality.


Esurance is one of the prominent players in the auto insurance industry. In addition, it is among the top rated car insurance companies for disciplined financial management. Combined with their affordable policies, it gives you the peace of mind you need when choosing the right long term insurance.

People who are in need of commercial vehicle insurance will find a friend in Esurance. Whatever types of goods or services you offer through commercial cars, Esurance has a policy for you. It is one of the few insurance companies specializing in this segment. While other car insurance companies can offer you insurance for your commercial hauler, they are unlikely to be informed of your specific need. This, of course, doesn’t mean that Esurance falls short in other types of vehicle insurance.

State Farm

A farmer founded this insurance company almost a hundred years ago. It currently holds most policies of all vehicle insurance companies in the country. It is renowned for its friendly nature and customers show that by rating State Farm as the insurance company with best customer service.

Its affordable policies have made it a darling among ordinary working folk. If you need cheap car insurance, State Farm should be on the top of your list. It also has one of the most efficient claim processing models of all insurance companies.

State Farm offers many discounts to its customers, including discounts for Anti-Theft/Safety, New Vehicle, Multiple Policies, Safe/ Defensive Driver, Military and Good Student.


It is the oldest mutual insurer of automobiles in the U.S. Amica has a reputation in the insurance industry for its exceptional customer service and financial strength.

The company has some of the best offers for comprehensive and collision insurance policies. It is among the few insurance firms that offer GAP cover. It is an excellent policy for people still paying the vehicle loan. In addition, they have no restrictions regarding the places where you can repair your car.

Amica offers many discount possibilities. Anti-Theft/Safety features of the car give the better discounts, while bundling insurances or being a good student can also reduce significantly the cost of the insurance.


Allstate is the third largest car insurance provider in the U.S. looking at the number of policies written. If you are in need of a cheap car insurance policy, which you can control, Allstate is the company to work with. They are also the best for teen drivers as they have specific programs for this driver group.

If you are not experienced with insurance, Allstate is among the finest auto insurance companies you can purchase a policy from. It understands that you may have little knowledge of how insurance firms operate. They are among the few vehicle insurance firms that offer simplified guides on their site.

Allstate offers very competitive discounts for customers with good credit history, clean driving record or owing a new car. However, other discounts categories are worth looking into as well.

What if I want to compare car insurance quotes and companies on my own?

If you’d like to do your own car insurance quote comparison, there are many online resources. Some of the best car insurance quote comparison sites include Insurify, Nerdwallet, and If you really want to get the absolute best deal, compare car insurance companies on as many sites as possible. When you do so, however, be sure the site you’re using is safe and legitimate.